Cheap Home Loan Scheme Under PM Awas Yojana
Cheap Home || PM Awas Yojana || Government Home Scheme || Affordable Home Loan || Home Subsidy Scheme || Low Cost Home || Low Budget Housing Scheme || Home Loan || Low Interest Home Loan
Government Providing Opportunity To Buy Own Home On Affordable Price – Apply Online For Affordable Home
Now you can apply for cheap home through online mode which has been constructed in first phase under Pradhan Mantri awas yojana. Online application process has been started for this scheme. There are 60 thousand common service centers distributed across the country and by visiting their you can apply online. And you have to pay application fee of 25 thousand for housing scheme. Government will make construction of 2 crore homes in urban areas for poor people.
No Need To Visit Local Authority Again And Again
Naidu said that Government intention was very clear behind introduction of this service means Government want that its plan can be easily available to people without any interruption. Now people don’t have to visit again and local authorities to apply for affordable housing scheme, they can apply directly through online.
How To Apply For Pradhan Mantri Awas Yojana
Applicants will get receipt after filling awas yojana form in common service centers and applicant photo will be attached on it. Through the help of this receipt applicant whole status can be known. Applicants have to visit nearby common service centre to apply for this scheme and to get whole information about this yojana started by pm. Aadhaar card is necessary for this yojana. But ministry has also set one more mechanism, in which after verification, applicants can apply for this yojana even if not having aadhaar card.
Two Crore Home To Be Constructed
Venkaiah Naidu says that digital India mission is changing the country. So by the effort of IT ministry and ministry of Urban, more and more people can apply for homes under Prime Minister Housing Scheme. This would be easier for those who were finding it difficult while filling form. Naidu said under this scheme 13.40 lakh poor people have got their homes from 2005 -2014. However, in the past one year, the Modi Government has provided homes to 11 lakh poor urban. Under this scheme 2 crore home are to be constructed in urban areas.
For Whom Is This Plan
Prime Minister Awas Yojana is mainly for low income group and economically weaker sections of the society. People who lives in city and earn up to 6 lakh in a year come in low income group. While those who earn up to 3 lakh per annum means EWUAS come in economically weaker section. Also, any woman of any religion or caste under this scheme may apply for affordable housing yojana. Women will have priority on the male applicant in this scheme. SC and ST people can also eligible to apply for affordable housing scheme.
Government Will Provide Rs.2.50 Lakh Subsidy
Under this scheme Government will provide subsidy to low income group and economically weaker people who lives in urban area so that they can buy cheap house. And the subsidy range is in between from Rs. 1 lakh to Rs. 2.5 Lakh.
Home Loan Will Be Provided On Discount Rates
The beneficiaries will get loan under subsidized rate if particular goes for house purchase under Prime Minister Awas Yojana. The beneficiaries will get up to Rs. 6 lakh loan under 6.5 percent interest rate. While currently home loan rate is about 10 percent. This is much higher as provided in this scheme can be wearable to any one. So this is better option which is provided under housing scheme for getting home.